> ## Documentation Index
> Fetch the complete documentation index at: https://docs.privy.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Funding

> Move money into and out of Privy accounts with deposits and payouts

Funding moves money into and out of a Privy account. **Deposits** add funds and **payouts** disburse them.

<img src="https://mintcdn.com/privy-c2af3412/P_Lr7LPFHdw3WKAX/images/payment-overview.png?fit=max&auto=format&n=P_Lr7LPFHdw3WKAX&q=85&s=1708ae6b089996951afbbaf666900e37" alt="Funding" width="3686" height="2633" data-path="images/payment-overview.png" />

Each flow is built on Privy wallets and delivered as a UI component, SDK method, or API, so your business can move money at scale without operating payments infrastructure of its own.

## Deposits

Deposits bring funds into an account, from fiat or from crypto sources. These methods automatically handle conversion of incoming fiat or crypto deposits into a target asset you specify.

| Method                                                       | Description                                                                                            | Platform availability |
| ------------------------------------------------------------ | ------------------------------------------------------------------------------------------------------ | --------------------- |
| [Fiat deposits](/wallets/funding/fiat-deposits/overview)     | Create dedicated bank accounts (VBANs) for wallets that convert incoming deposits into a target asset. | All                   |
| [Crypto deposits](/wallets/funding/crypto-deposits/overview) | Send crypto to wallets and configure routing to automatically convert them to target assets.           | All                   |
| [Onramp modal](/wallets/funding/add-funds)                   | Present a UI to users to offer all available deposit methods (cards, bank transfer, exchange, crypto). | React                 |
| [Card onramps](/wallets/funding/fiat-onramp)                 | Initiate a card onramp flow for users.                                                                 | React, React Native   |

## Payouts

Payouts send funds from an account to a recipient wallet address or bank account. These methods automatically handles conversion of outgoing funds into a target fiat or crypto asset you specify.

| Method                                                           | Description                                                                                                                                | Platform availability |
| ---------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------ | --------------------- |
| [Fiat payouts](/financial-flows/transfers/fiat-payouts/overview) | Payout crypto from wallets and have it settle as fiat currencies in recipient bank accounts.                                               | All                   |
| [Crypto transfers](/wallets/actions/transfer/overview)           | Payout crypto from wallets and have it settle as crypto in a recipient wallet, with native support for bridging and stablecoin conversions | All                   |